.calculator-page{min-height:70vh}.calculator-shell{width:min(1120px,100% - 32px);margin-inline:auto}.calculator-hero{border-bottom:1px solid var(--line);background:linear-gradient(90deg, transparent 0 14px, color-mix(in srgb, var(--crema) 22%, transparent) 14px 15px, transparent 15px), var(--paper);background-size:30px 100%;padding:38px 0 30px}.calculator-hero h1{max-width:840px;font-family:var(--font-display), sans-serif;letter-spacing:-.03em;margin:0;font-size:clamp(2.4rem,5vw,4.4rem);font-weight:600;line-height:1.1}.calculator-hero>.calculator-shell>p:not(.section-kicker){max-width:700px;color:var(--muted);margin:24px 0 0;font-size:1.04rem;line-height:1.5}.calculator-trust-line{flex-wrap:wrap;gap:8px;margin-top:22px;display:flex}.calculator-trust-line span{border:1px solid var(--line);background:color-mix(in srgb, var(--paper) 88%, white);font-family:var(--font-ui,Arial), sans-serif;font-size:var(--text-caption);letter-spacing:0;text-transform:none;border-radius:999px;padding:7px 10px;font-weight:700}.calculator-answer{border-bottom:1px solid var(--line);background:var(--white);padding:34px 0 38px}.calculator-answer h2{max-width:900px;font-family:var(--font-display), sans-serif;letter-spacing:-.025em;margin:0;font-size:clamp(1.85rem,3.6vw,3rem);font-weight:600;line-height:1.1}.calculator-answer>.calculator-shell>p:not(.section-kicker){max-width:820px;color:var(--muted);line-height:1.55}.calculator-answer h2+p,.calculator-answer p+p,.calc-explainer-grid p+p{margin-block-start:16px}.calc-example-table-wrap-frame{margin-top:24px}.calc-example-table-wrap{border:1px solid var(--line);background:var(--paper);overflow-x:auto}.calc-example-table{border-collapse:collapse;font-variant-numeric:tabular-nums;width:100%;min-width:620px}.calc-example-table caption{border-bottom:1px solid var(--line);font-family:var(--font-ui,Arial), sans-serif;font-size:var(--text-caption);text-align:left;text-transform:none;padding:10px 14px;font-weight:700}.calc-example-table th,.calc-example-table td{border-right:1px solid var(--line);border-bottom:1px solid var(--line);text-align:right;padding:12px 14px}.calc-example-table th:first-child{text-align:left}.calc-example-table th:last-child,.calc-example-table td:last-child{border-right:0}.calc-example-table tbody tr:last-child th,.calc-example-table tbody tr:last-child td{border-bottom:0}.calc-example-table thead th{background:var(--paper-deep);font-family:var(--font-ui,Arial), sans-serif;font-size:var(--text-caption);text-transform:none}.calc-answer-note{font-family:var(--font-ui,Arial), sans-serif;font-size:var(--text-caption);margin-block-start:16px}.calculator-utility-nav{top:var(--site-header-height);z-index:20;border-bottom:1px solid var(--line);background:var(--paper);position:sticky}.calculator-utility-nav .calculator-shell{flex-wrap:wrap;gap:8px;padding-block:10px;display:flex}.calculator-utility-nav a{border:1px solid var(--line);background:var(--white);min-width:0;min-height:44px;font-family:var(--font-ui,Arial), sans-serif;font-size:var(--text-control);border-radius:999px;align-items:center;padding:8px 14px;font-weight:700;display:inline-flex}.calculator-tool{background:var(--paper-deep);padding:30px 0 48px}.calc-workspace{gap:28px;display:grid}.calc-form,.calc-receipt{min-width:0}.calc-mobile-result{display:none}.calc-form fieldset{border:0;margin:0;padding:0}.calc-form legend{width:100%;color:var(--ink);font-family:var(--font-ui,Arial), sans-serif;letter-spacing:-.02em;margin:0 0 16px;font-size:1.65rem;font-weight:800}.calc-field-grid{gap:10px;display:grid}.calc-field{border:1px solid var(--line);background:var(--white);border-radius:14px;grid-template-columns:minmax(0,1fr) auto;align-items:center;column-gap:14px;min-height:76px;padding:12px 14px;display:grid}.calc-field:focus-within{border-color:var(--calibration);box-shadow:inset 0 0 0 1px var(--calibration)}.calc-field-label{font-weight:700;line-height:1.15}.calc-field>small{color:var(--muted);font-size:var(--text-caption);grid-column:1/-1;margin-top:5px;line-height:1.35}.calc-input-wrap{color:var(--calibration-dark);font-family:var(--font-ui,Arial), sans-serif;font-size:var(--text-caption);text-transform:none;justify-content:flex-end;align-items:baseline;gap:5px;font-weight:700;display:flex}.calc-input-wrap input{border:0;border-bottom:2px solid var(--ink);width:100px;min-height:44px;color:var(--ink);font-family:var(--font-ui,Arial), sans-serif;text-align:right;background:0 0;border-radius:0;padding:2px 4px;font-size:1.9rem;font-weight:700;line-height:1}.calc-input-wrap input:focus{border-color:var(--calibration);box-shadow:0 0 0 3px color-mix(in srgb, var(--calibration) 24%, transparent)}.calc-reset{border:1px solid var(--line);min-height:44px;color:var(--muted);font-family:var(--font-ui,Arial), sans-serif;font-size:var(--text-caption);cursor:pointer;background:0 0;border-radius:999px;margin-top:14px;padding:0 14px;font-weight:700}.calc-receipt{box-shadow:none;background:0 0;border:0;border-radius:0;align-self:start;padding:0;display:block;position:relative}.calc-receipt:before,.calc-receipt:after{content:none}.calc-receipt-head{font-family:var(--font-mono), monospace;font-size:var(--text-caption);letter-spacing:.07em;justify-content:space-between;gap:12px;font-weight:700;display:flex}.calc-big-result{border:0;margin-top:28px;padding-bottom:22px}.calc-big-result strong,.calc-big-result span{display:block}.calc-big-result strong{overflow-wrap:anywhere;font-family:var(--font-ui,Arial), sans-serif;letter-spacing:-.045em;font-size:clamp(3.1rem,14vw,5.2rem);font-weight:700;line-height:.82}.calc-big-result span{color:var(--muted);font-family:var(--font-ui,Arial), sans-serif;font-size:var(--text-caption);text-transform:none;margin-top:12px;font-weight:700}.calc-result-list{margin-top:12px}.calc-result-row{border-bottom:1px solid var(--line);min-height:45px;font-family:var(--font-ui,Arial), sans-serif;font-size:var(--text-caption);justify-content:space-between;align-items:center;gap:18px;padding:8px 0;display:flex}.calc-result-row span{color:var(--muted)}.calc-result-row strong{text-align:right;flex:none;font-size:.82rem}.calc-result-row.is-emphasis{color:var(--calibration-dark);font-weight:700}.calc-result-row.is-emphasis span{color:inherit}.calc-result-section-label{color:var(--calibration-dark);font-family:var(--font-ui,Arial), sans-serif;font-size:var(--text-caption);letter-spacing:0;text-transform:none;margin:22px 0 0;padding:10px 0 4px;font-weight:700}.calc-allocation{border:1px solid var(--line);background:var(--crema);border-radius:999px;height:12px;margin-top:20px;overflow:hidden}.calc-allocation span{border-right:1px solid var(--line);background:var(--calibration);height:100%;display:block}.calc-caption{color:var(--muted);font-family:var(--font-ui,Arial), sans-serif;font-size:var(--text-caption);margin:17px 0 0;line-height:1.5}.calc-caption a{min-height:44px;color:var(--calibration-dark);font-family:var(--font-ui,Arial), sans-serif;text-underline-offset:3px;align-items:center;padding-block:12px;font-size:1rem;font-weight:700;text-decoration:underline;display:inline-flex}.calc-range-field{grid-template-columns:1fr auto;padding-block:15px}.calc-range-field>strong{font-family:var(--font-ui,Arial), sans-serif;font-size:1.8rem}.calc-range-field input[type=range]{appearance:none;cursor:pointer;background:0 0;grid-column:1/-1;width:100%;height:44px}.calc-range-field input[type=range]::-webkit-slider-runnable-track{border:1px solid var(--ink);background:var(--paper-deep);border-radius:999px;height:8px}.calc-range-field input[type=range]::-webkit-slider-thumb{appearance:none;border:3px solid var(--white);background:var(--calibration);width:30px;height:30px;box-shadow:0 0 0 2px var(--ink);border-radius:50%;margin-top:-12px}.calc-range-field input[type=range]::-moz-range-track{border:1px solid var(--ink);background:var(--paper-deep);border-radius:999px;height:8px}.calc-range-field input[type=range]::-moz-range-thumb{border:3px solid var(--white);background:var(--calibration);width:26px;height:26px;box-shadow:0 0 0 2px var(--ink);border-radius:50%}.calculator-explainer,.calculator-faq{border-top:1px solid var(--line);padding:54px 0}.calculator-explainer h2,.calculator-faq h2,.finder-route-heading h1{font-family:var(--font-display), sans-serif;letter-spacing:-.025em;margin:0;font-size:clamp(2.4rem,5vw,4.4rem);font-weight:600;line-height:1.4}.calc-explainer-grid{gap:38px;display:grid}.calc-formula{border-left:5px solid var(--calibration);background:var(--steel-wash);color:var(--calibration-dark);font-family:var(--font-ui,Arial), sans-serif;font-size:var(--text-caption);margin:25px 0 0;padding:18px;font-weight:700;line-height:1.6}.calc-assumption-list{gap:0;margin:16px 0 0;padding:0;list-style:none;display:grid}.calc-assumption-list li{border-bottom:1px solid var(--line);padding:14px 0 14px 28px;line-height:1.45}.calc-assumption-list li:before{content:"↳";float:left;color:var(--calibration);font-family:var(--font-ui,Arial), sans-serif;margin-left:-28px;font-weight:700}.calculator-faq{background:var(--white)}.calc-faq-list{border-top:1px solid var(--line);max-width:820px;margin-top:28px}.calc-faq-list details{border-bottom:1px solid var(--line)}.calc-faq-list summary{cursor:pointer;justify-content:space-between;align-items:center;gap:16px;min-height:66px;padding:14px 4px;font-weight:700;list-style:none;display:flex}.calc-faq-list summary::-webkit-details-marker{display:none}.calc-faq-list summary:after{content:"+";color:var(--calibration);font-family:var(--font-ui,Arial), sans-serif;font-size:1.4rem}.calc-faq-list details[open] summary:after{content:"−"}.calc-faq-list details p{max-width:700px;color:var(--muted);margin:0;padding:0 32px 20px 4px;line-height:1.55}.finder-route{background:var(--paper-deep);padding:38px 0 60px}.finder-route-heading{width:min(760px,100% - 32px);margin:0 auto 28px}.finder-route-heading>p:last-child{max-width:650px;color:var(--muted);margin:20px 0 0;line-height:1.5}.finder-route-tool{width:min(650px,100% - 32px);margin-inline:auto}.finder-route-tool .finder{max-width:650px}.calculator-utility-nav a,.calc-field,.calc-reset,.calc-faq-list summary{transition:color .15s,background .15s,border-color .15s,box-shadow .15s}@media (hover:hover) and (pointer:fine){.calculator-utility-nav a:hover,.calc-reset:hover{border-color:var(--ink);background:var(--white);color:var(--ink)}}.calc-field{border-radius:var(--radius-small)}@media (hover:hover) and (pointer:fine){.calc-field:hover{border-color:color-mix(in srgb, var(--ink) 62%, var(--line));box-shadow:0 8px 24px #0000000d}}.calc-handoff-note{max-width:65ch;color:var(--ink);margin:0 0 24px;line-height:1.6}@media (hover:hover) and (pointer:fine){.calc-faq-list summary:hover{color:var(--calibration-dark)}}.finder-progress-row{scroll-margin-top:12px}.result-topbar{scroll-margin-top:26px}@media (max-width:759px){.calculator-utility-nav{position:static}.finder-route{padding:14px 0 36px}.finder-route-heading{margin-bottom:12px}.finder-route-heading h1{font-size:clamp(2rem,7vw,2.5rem)}.finder-route-heading>p:last-child{margin-top:10px;font-size:1rem;line-height:1.5}.finder-route-tool .finder-progress-row{min-height:56px}.finder-route-tool .question-panel{min-height:0;padding:24px 18px 20px}.finder-route-tool .question-panel h2{font-size:clamp(2rem,7vw,2.5rem)}.finder-route-tool .choice-list{gap:10px;margin-top:22px}.finder-route-tool .choice-card{min-height:70px}.finder-route-tool .finder-bottom-bar{position:static}}@media (max-height:820px){.finder-route-tool .finder-bottom-bar{position:static}}@media (min-width:760px){.finder-route{padding-top:26px}.finder-route-heading{margin-bottom:18px}.finder-route-heading h1{font-size:clamp(2.4rem,5vw,4.4rem)}.finder-route-heading>p:last-child{margin-top:12px}.finder-route-tool .finder-progress-row{min-height:54px}.finder-route-tool .question-panel{min-height:440px;padding-top:24px}.calculator-hero{padding-block:64px 48px}.calculator-tool{padding-block:52px 72px}.calc-workspace{grid-template-columns:minmax(0,1.05fr) minmax(330px,.95fr);align-items:start;gap:46px}.calc-workspace-compact{grid-template-columns:minmax(0,.9fr) minmax(340px,.8fr)}.calc-explainer-grid{grid-template-columns:minmax(0,1fr) minmax(0,.9fr);gap:70px}}@media (max-width:759px){.calc-mobile-result{box-shadow:none;background:0 0;border:0;border-radius:0;gap:5px;padding:0 0 8px;display:grid}.calc-mobile-result span,.calc-mobile-result small{font-family:var(--font-ui,Arial), sans-serif}.calc-mobile-result span{color:var(--calibration-dark);font-size:var(--text-caption);letter-spacing:0;text-transform:none;font-weight:700}.calc-mobile-result strong{font-family:var(--font-display), sans-serif;font-size:clamp(2.4rem,13vw,3.6rem);line-height:.95}.calc-mobile-result small{color:var(--muted);font-size:var(--text-caption);line-height:1.4}}@media (min-width:1040px){.calc-field-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.calc-range-field{grid-column:1/-1}}@media (max-width:370px){.calculator-shell,.finder-route-heading,.finder-route-tool{width:min(100% - 32px,1120px)}.calculator-hero h1{font-size:3rem}.calc-input-wrap input{width:86px;font-size:1.9rem}}@media (prefers-reduced-motion:reduce){.calculator-utility-nav{scroll-behavior:auto}}@media print{.calculator-hero,.calculator-utility-nav,.calc-form,.calculator-explainer,.calculator-faq{display:none}.calculator-tool{background:#fff;padding:0}.calc-workspace{display:block}.calc-receipt{max-width:500px;box-shadow:none}}